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Here
are the answers to some of our most frequently asked questions. If
you have any queries that are not answered on this page, please don’t
hesitate to contact
us.
You can also speak directly to one of our consultants on 0845 070
1324.
Q:What are the advantages of using Prestige Car Finance?
A:Since dealerships and car showrooms have high overheads they cannot
offer the most competitive rates. As a niche, finance only company
PCF can find the best finance packages from a wider range of sources,
increasing the chances of you finding the best possible deal.
Q:What is the waiting time for financial approval?
A:
In most cases it will take no longer than two to three hours, but it
has been done in as little as thirty minutes!
Q:
Is the process complicated?
A:
Not at all. The first step is to get a quotation from us. When you
are happy with the figures:
-
We
complete a financial proposal with your basic details (this takes
2-3 minutes)
-
This
is passed to underwriting, who make the final decision on accepting
the proposal
-
The
paperwork is prepared for you to sign
-
Once
you have signed, and the dealership has supplied the invoice, the
balance will be paid.
-
You
can then collect your new vehicle
Q:
How long will it take to get my new car?
A:
It is sometimes possible to complete the process from quotation to
balance paid in as little as three days. However, ideally we ask that
you allow five days to be on the safe side.
Q:
Are there any limitations on where I can buy my car?
A:
You can make your purchase at any dealership with a current CCL
(Credit Consumer License). This is our only stipulation – the
choice after that is yours.
Q:
I can’t find the car of my dreams. Can you help?
A:
Yes! PCF has a number of preferred prestige car suppliers that can
cater for even the most demanding of requests.
Q:
Can PCF help me arrange insurance?
A:
Yes. We can arrange:
-
Finance
GAP (guaranteed asset protection) insurance
-
Return
to Invoice GAP Insurance
-
Credit
Protection Insurance
-
Mechanical
Breakdown Insurance for 1,2,or 3 years
See
our links on this website for more details, or call one of our
consultants for further information.
Q:
Can I call get a quotation by phone?
A:
Yes, just call us on 0845 070 1324 and speak directly to one of our
experienced consultants.
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